ViZO offers a simple and straightforward API solution for receiving payments via Cryptocurrency, E-Currency, Credit/Debit Cards, and Virtual Accounts directly from your app or website. With a focus on top-notch data protection and security, ViZO ensures a seamless experience regardless of developer skill level or platform compatibility. Designed to integrate effortlessly with any application or framework, ViZO’s API can be implemented in under 5 minutes, making it the ideal choice for secure, versatile payment processing.
\n","schema":"https://schema.getpostman.com/json/collection/v2.0.0/collection.json","toc":[],"owner":"2652279","collectionId":"3b57a454-70be-4bae-984f-4f646d347487","publishedId":"2s7YfR7YNj","public":true,"customColor":{"top-bar":"FFFFFF","right-sidebar":"303030","highlight":"031261"},"publishDate":"2024-11-14T16:58:23.000Z"},"item":[{"name":"Introduction","item":[],"id":"36cca059-ccd6-4ff8-a482-2965f08eff54","description":"ViZO Merchant Api is a powerful payment solution for all business & person looking for simplex, reliable, faster & secured payment gateway. Firstly setup Merchant profile from ViZO or visit https://ViZO.app for production and https://dev.vizo.app/ for developer
\nAPI Endpoint
\nhttps://api.vizo.app/api/m1/{{path}} for production
\nhttps://sandbox.zupago.app/api/m1/{{path}} for developer
\n","_postman_id":"36cca059-ccd6-4ff8-a482-2965f08eff54"},{"name":"Virtual Accounts","item":[{"name":"Generate Virtual Account","id":"5c1d2026-1025-40f3-9a17-07f56e1a1b10","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"Bearer {{ZUPAGO_AUTH_TOKEN_DEV}}","type":"text"}],"body":{"mode":"formdata","formdata":[{"key":"reference_id","value":"12345678099","description":"A unique reference id to identify the virtual account REQUIRED
\n","type":"text"},{"key":"firstname","value":"","description":"user's firstname OPTIONAL if not provider merchant business name applied
\n","type":"text"},{"key":"lastname","value":"","description":"user's lastname OPTIONAL if not provider merchant business name applied
\n","type":"text"},{"key":"gender","value":"","description":"user's gender OPTIONAL
\n","type":"text"},{"key":"date_off_birth","value":"","description":"user's date off birth OPTIONAL
\n","type":"text"}]},"url":"{{BASE_URL}}/api/m1/generate-va","description":"This endpoint allows you to generate a virtual account.
\nreference_id (required, text): A unique reference id to identify the virtual account.
firstname (optional, text): User's firstname (optional if not provided merchant business name applied).
lastname (optional, text): User's lastname (optional if not provided merchant business name applied).
gender (optional, text): User's gender.
date_off_birth (optional, text): User's date of birth.
status (string): The status of the request.
data
id (string): The virtual account ID.
gender (string): User's gender.
status (string): The status of the virtual account.
accountNo (string): The virtual account number.
accountName (string): The name associated with the virtual account.
referenceId (string): The reference id of the virtual account.
message (string): Additional information or message from the server.
{\n \"status\": \"\",\n \"data\": {\n \"id\": \"\",\n \"gender\": null,\n \"status\": \"\",\n \"accountNo\": \"\",\n \"accountName\": \"\",\n \"referenceId\": \"\"\n },\n \"message\": \"\"\n}\n\nThe unique reference id of the virtual account REQUIRED
\n","type":"text"},{"key":"firstname","value":"Tester","description":"user's firstname OPTIONAL if not provider merchant business name applied
\n","type":"text"},{"key":"lastname","value":"Test","description":"user's lastname OPTIONAL if not provider merchant business name applied
\n","type":"text"},{"key":"gender","value":"","description":"user's gender OPTIONAL
\n","type":"text"},{"key":"date_off_birth","value":"","description":"user's date off birth OPTIONAL
\n","type":"text"}]},"url":"{{BASE_URL}}/api/m1/update-va","description":"This endpoint allows you to update the details of a virtual account.
\nreference_id (text, required): The unique reference id of the virtual account.
firstname (text, optional): User's firstname (optional if not provider merchant business name applied).
lastname (text, optional): User's lastname (optional if not provider merchant business name applied).
gender (text, optional): User's gender.
date_off_birth (text, optional): User's date of birth.
The response for this request is a JSON object with the following schema:
\n{\n \"type\": \"object\",\n \"properties\": {\n \"status\": {\"type\": \"string\"},\n \"data\": {\n \"type\": \"object\",\n \"properties\": {\n \"id\": {\"type\": \"string\"},\n \"gender\": {\"type\": [\"string\", \"null\"]},\n \"status\": {\"type\": \"string\"},\n \"accountNo\": {\"type\": \"string\"},\n \"accountName\": {\"type\": \"string\"},\n \"referenceId\": {\"type\": \"string\"}\n }\n },\n \"message\": {\"type\": \"string\"}\n }\n}\n\n{\n \"status\": \"\",\n \"data\": {\n \"id\": \"\",\n \"gender\": null,\n \"status\": \"\",\n \"accountNo\": \"\",\n \"accountName\": \"\",\n \"referenceId\": \"\"\n },\n \"message\": \"\"\n}\n\nThis endpoint allows you to update the details of a virtual account.
\nreference_id (text, required): The unique reference id of the virtual account.
firstname (text, optional): User's firstname (optional if not provider merchant business name applied).
lastname (text, optional): User's lastname (optional if not provider merchant business name applied).
gender (text, optional): User's gender.
date_off_birth (text, optional): User's date of birth.
The response for this request is a JSON object with the following schema:
\n{\n \"type\": \"object\",\n \"properties\": {\n \"status\": {\"type\": \"string\"},\n \"data\": {\n \"type\": \"object\",\n \"properties\": {\n \"id\": {\"type\": \"string\"},\n \"gender\": {\"type\": [\"string\", \"null\"]},\n \"status\": {\"type\": \"string\"},\n \"accountNo\": {\"type\": \"string\"},\n \"accountName\": {\"type\": \"string\"},\n \"referenceId\": {\"type\": \"string\"}\n }\n },\n \"message\": {\"type\": \"string\"}\n }\n}\n\n{\n \"status\": \"\",\n \"data\": {\n \"id\": \"\",\n \"gender\": null,\n \"status\": \"\",\n \"accountNo\": \"\",\n \"accountName\": \"\",\n \"referenceId\": \"\"\n },\n \"message\": \"\"\n}\n\nThe unique reference id of the virtual account REQUIRED
\n","type":"text/plain"},"key":"reference_id","value":"12345678097"}],"variable":[]}},"response":[],"_postman_id":"45db7371-72c1-4cd0-a0a4-e4647ee9e538"},{"name":"Get VA Transaction","id":"6f416d01-50b3-467b-9f52-2c89d000fbe7","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"GET","header":[{"name":"cache-control","sortOrder":2,"infoTitle":"We recommend using this header","info":"Postman added \"Cache-Control: no-cache\" as a precautionary measure to prevent the server from returning stale response when one makes repeated requests.\n\nYou can remove this header in the app settings or enter a new one with a different value.","allowedToToggle":false,"disableEdit":true,"previewSettingsLink":"Go to settings","key":"Cache-Control","value":"no-cache","system":true,"type":"text"},{"name":"postman-token","sortOrder":3,"infoTitle":"We recommend using this header","info":"The Postman-Token header appends a random UUID to every outgoing request. Postman adds this header for API developers to better debug requests sent and to ensure separate requests appear distinct to the receiving server.\n\nYou can remove this header in the app settings.","allowedToToggle":false,"disableEdit":true,"previewSettingsLink":"Go to settings","key":"Postman-Token","value":"The endpoint retrieves information related to a VA transaction using the provided reference number.
\nThe response for this request can be documented as a JSON schema:
\n{\n \"type\": \"object\",\n \"properties\": {\n \"status\": {\n \"type\": \"string\"\n },\n \"data\": {\n \"type\": \"null\"\n },\n \"message\": {\n \"type\": \"string\"\n }\n }\n}\n\nViZO Virtual Account feature allows you to generate permanent virtual bank accounts for your customers using the ViZO Virtual Account API. These accounts enable seamless payment collection via bank transfers. You can create multiple virtual accounts customized to your business needs, with options to specify the user name to account number.
\nThis section provides resources for creating and retrieving accounts using the API. The type of virtual accounts issued to your customers for payment is:
\nFixed Virtual Account: This type remains active at all times, ensuring continuous payment collection for your business.
\nTransactions made through these accounts are settled into your ViZO (Merchant) account. It’s important to note that these accounts do not hold balances; they are used solely to record transaction details. Balances are automatically transferred to your merchant account. Consequently, settlements occur in the merchant account, not within the virtual accounts.
\nOwners cannot initiate transfers from these accounts, as a job process sweeps the accounts to maintain a zero balance continuously.
\n","_postman_id":"82fcfb1e-582c-4d63-8121-d9c1dfb25302"},{"name":"Charge","item":[{"name":"Initiate Charge","id":"2d28d209-e01b-470e-97e7-48fba34386c2","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"Bearer {{ZUPAGO_AUTH_TOKEN_DEV}}","type":"text"}],"body":{"mode":"formdata","formdata":[{"key":"tx_ref","value":"tewrdvweerrr-04","description":"Required, this is a merchant's unique reference for the invoice,
\n","type":"text"},{"key":"amount","value":"100","description":"Required, charge amount
\n","type":"text"},{"key":"currency","value":"NGN","description":"Required, charge currency
\n","type":"text"},{"key":"customer_id","value":"123456789000","description":"An customer_id mush be unique per user, pass the same id for same user for next charge request
\n","type":"text","disabled":true},{"key":"payment_options","value":"all","description":"Nullable, E:g 'card,smart_account,zupago_account,ussd,crypto' or all to get all the list, also null will enable the option selected from the Merchant setting
\n","type":"text"},{"key":"expired_time","value":"0","description":"Required, incase you want the invoice to expired after time past time in minutes 0 for not expire
\n","type":"text"},{"key":"redirect_url","value":"https://example.com/payment-status","description":"if this set it will overrride the redirect_url in your merchant settings
\n","type":"text"},{"key":"meta","value":"","description":"Optional, Object/Array data
\n","type":"text"},{"key":"customer","value":"","description":"Array if payment_options equal to card,ussd or Bank Transfer coutomer.name required
\n","type":"text"},{"key":"customizations","value":"","description":"Array E:g {\n title: 'Best Seller Store',\n description: 'Payment for item GHJ',\n logo: 'https://www.logolynx.com/images/logolynx/93/9386b26a9f3e2139198613db21e48c5a.png',\n }
\n","type":"text"}]},"url":"{{BASE_URL}}/api/m1/initiate-charge","description":"This endpoint initiates a charge for the invoice with the provided details.
\ntx_ref (text, required): Merchant's unique reference for the invoice.
amount (text, required): Charge amount.
currency (text, required): Charge currency.
payment_options (text): Nullable. Options for payment (e.g., 'card, smart_account, zupago_account, ussd, crypto' or 'all' to get all options).
expired_time (text, required): Time in minutes after which the invoice will expire (use 0 for no expiry).
redirect_url (text): If set, it will override the redirect URL in the merchant settings.
meta (text): Optional. Object/Array data.
customer (text): Array required if payment_options is equal to card, ussd, or bank transfer. Customer name is required.
customizations (text): Array with title, description, and logo.
status (string): Indicates the status of the request.
data (object): If the request is successful, it contains the mode and URL.
message (string): Additional information or error message.
This endpoint retrieves the transaction history with pagination.
\n![https://www.logolynx.com/images/logolynx/93/9386b26a9f3e2139198613db21e48c5a.png](\"https://www.logolynx.com/images/logolynx/93/9386b26a9f3e2139198613db21e48c5a.png\"){kind=link}
GET {{BASE_URL}}/api/m1/transaction-history\n\npage (query parameter): The page number for the transaction history.
number_of_item (query parameter): The number of items per page.
account_number (text): The account number for the transaction.
bank_code (text): The bank code for the transaction.
The response will contain:
\ncurrent_page: The current page number.
data: An array of transaction objects including transaction_id, reference, amount, fee, currency, country, transaction_status, and transaction_date.
from: The starting index of the items.
last_page: The last page number.
per_page: The number of items per page.
prev_page_url: The URL for the previous page.
to: The ending index of the items.
total: The total number of transactions.
status: The status of the response.
message: Any additional message related to the response.
cap 1000
\n","type":"text/plain"},"key":"number_of_item","value":"20"}],"variable":[]}},"response":[{"id":"af581535-d818-4ac9-aacd-2151203140b1","name":"Get Transaction","originalRequest":{"method":"GET","header":[{"key":"Authorization","value":"Bearer {{ZUPAGO_AUTH_TOKEN}}","type":"text","disabled":true},{"key":"Authorization","value":"Bearer {{ZUPAGO_AUTH_TOKEN_DEV}}","type":"text"}],"body":{"mode":"formdata","formdata":[{"key":"account_number","value":"0690000032","type":"text","contentType":""},{"key":"bank_code","value":"044","type":"text"}]},"url":{"raw":"{{BASE_URL}}/api/m1/transaction-history?page=1&number_of_item=20","host":["{{BASE_URL}}"],"path":["api","m1","transaction-history"],"query":[{"key":"page","value":"1"},{"key":"number_of_item","value":"20","description":"cap 1000"}]}},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.23.1"},{"key":"Content-Type","value":"application/json"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"PHP/8.1.9"},{"key":"Cache-Control","value":"no-cache, private"},{"key":"Date","value":"Thu, 08 Sep 2022 14:22:19 GMT"},{"key":"X-RateLimit-Limit","value":"60"},{"key":"X-RateLimit-Remaining","value":"58"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-Frame-Options","value":"SAMEORIGIN"},{"key":"X-XSS-Protection","value":"1; mode=block"},{"key":"X-Content-Type-Options","value":"nosniff"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"SUCCESS\",\n \"data\": {\n \"current_page\": 1,\n \"data\": [\n {\n \"transaction_id\": 10096,\n \"reference\": \"tewrdvwee\",\n \"amount\": 100,\n \"fee\": \"0.\",\n \"currency\": \"NGN\",\n \"country\": \"NG\",\n \"transaction_status\": \"INITIATE\",\n \"transaction_date\": \"2022-09-02T17:52:50.000000Z\"\n },\n {\n \"transaction_id\": 10095,\n \"reference\": \"Fae3dae344\",\n \"amount\": 100,\n \"fee\": \"0.\",\n \"currency\": \"NGN\",\n \"country\": \"NG\",\n \"transaction_status\": \"INITIATE\",\n \"transaction_date\": \"2022-09-02T14:26:05.000000Z\"\n },\n {\n \"transaction_id\": 10094,\n \"reference\": \"Fae3dae34\",\n \"amount\": 100,\n \"fee\": \"0.\",\n \"currency\": \"NGN\",\n \"country\": \"NG\",\n \"transaction_status\": \"INITIATE\",\n \"transaction_date\": \"2022-09-02T14:23:13.000000Z\"\n },\n {\n \"transaction_id\": 10093,\n \"reference\": \"2323234344\",\n \"amount\": 100,\n \"fee\": \"0.\",\n \"currency\": \"NGN\",\n \"country\": \"NG\",\n \"transaction_status\": \"INITIATE\",\n \"transaction_date\": \"2022-09-02T14:22:10.000000Z\"\n },\n {\n \"transaction_id\": 10092,\n \"reference\": \"23882d2323\",\n \"amount\": 100,\n \"fee\": \"0.\",\n \"currency\": \"NGN\",\n \"country\": \"NG\",\n \"transaction_status\": \"INITIATE\",\n \"transaction_date\": \"2022-09-02T14:18:59.000000Z\"\n },\n {\n \"transaction_id\": 10091,\n \"reference\": \"7ESoWOXBtQc\",\n \"amount\": 100,\n \"fee\": \"0.\",\n \"currency\": \"NGN\",\n \"country\": \"NG\",\n \"transaction_status\": \"INITIATE\",\n \"transaction_date\": \"2022-09-02T14:00:20.000000Z\"\n },\n {\n \"transaction_id\": 10090,\n \"reference\": \"URew7iTq7mt\",\n \"amount\": 100,\n \"fee\": \"0.\",\n \"currency\": \"NGN\",\n \"country\": \"NG\",\n \"transaction_status\": \"INITIATE\",\n \"transaction_date\": \"2022-09-01T05:16:36.000000Z\"\n },\n {\n \"transaction_id\": 10089,\n \"reference\": \"EaGhs0B2Xjw\",\n \"amount\": 100,\n \"fee\": \"0.\",\n \"currency\": \"NGN\",\n \"country\": \"NG\",\n \"transaction_status\": \"INITIATE\",\n \"transaction_date\": \"2022-08-31T17:05:34.000000Z\"\n },\n {\n \"transaction_id\": 10086,\n \"reference\": \"aLAWmRinUB3\",\n \"amount\": 100,\n \"fee\": \"0.\",\n \"currency\": \"NGN\",\n \"country\": \"NG\",\n \"transaction_status\": \"INITIATE\",\n \"transaction_date\": \"2022-08-31T16:19:37.000000Z\"\n },\n {\n \"transaction_id\": 10087,\n \"reference\": \"tyMz6sVIAEP\",\n \"amount\": 100,\n \"fee\": \"0.\",\n \"currency\": \"NGN\",\n \"country\": \"NG\",\n \"transaction_status\": \"INITIATE\",\n \"transaction_date\": \"2022-08-31T16:19:37.000000Z\"\n },\n {\n \"transaction_id\": 10088,\n \"reference\": \"OofZVi1vEkA\",\n \"amount\": 100,\n \"fee\": \"0.\",\n \"currency\": \"NGN\",\n \"country\": \"NG\",\n \"transaction_status\": \"INITIATE\",\n \"transaction_date\": \"2022-08-31T16:19:37.000000Z\"\n },\n {\n \"transaction_id\": 10085,\n \"reference\": \"sm0dMQ9VlUb\",\n \"amount\": 100,\n \"fee\": \"0.\",\n \"currency\": \"NGN\",\n \"country\": \"NG\",\n \"transaction_status\": \"INITIATE\",\n \"transaction_date\": \"2022-08-31T16:06:50.000000Z\"\n },\n {\n \"transaction_id\": 10080,\n \"reference\": \"L8DB46AsF7V\",\n \"amount\": 100,\n \"fee\": \"0.\",\n \"currency\": \"NGN\",\n \"country\": \"NG\",\n \"transaction_status\": \"COMPLETED\",\n \"transaction_date\": \"2022-08-31T14:05:37.000000Z\"\n },\n {\n \"transaction_id\": 10081,\n \"reference\": \"o40e6kNQxjm\",\n \"amount\": 100,\n \"fee\": \"0.\",\n \"currency\": \"NGN\",\n \"country\": \"NG\",\n \"transaction_status\": \"COMPLETED\",\n \"transaction_date\": \"2022-08-31T14:05:37.000000Z\"\n },\n {\n \"transaction_id\": 10082,\n \"reference\": \"G6t3XQ4OCHf\",\n \"amount\": 100,\n \"fee\": \"0.\",\n \"currency\": \"NGN\",\n \"country\": \"NG\",\n \"transaction_status\": \"COMPLETED\",\n \"transaction_date\": \"2022-08-31T14:05:37.000000Z\"\n }\n ],\n \"from\": 1,\n \"last_page\": 7,\n \"per_page\": 15,\n \"prev_page_url\": null,\n \"to\": 15,\n \"total\": 95\n },\n \"message\": \"Success\"\n}"}],"_postman_id":"95871791-1f38-46ef-8a3e-0e9d293c1a8b"}],"id":"6e7a7ae1-fcdf-4e17-bfc4-ad8da6ccd5f8","_postman_id":"6e7a7ae1-fcdf-4e17-bfc4-ad8da6ccd5f8","description":""},{"name":"Transfer","item":[{"name":"Initiate Bank Transfer","item":[{"name":"Nigeria Naira Account","id":"b7ec06b7-2a79-4cc3-94cc-de0b4c65ed8c","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"Bearer {{ZUPAGO_AUTH_TOKEN}}","type":"text"}],"body":{"mode":"formdata","formdata":[{"key":"which_balance","value":"NGN","description":"required string which currency to debited
\n","type":"text","contentType":""},{"key":"account","value":"0690000040","description":"required string receive account or account number
\n","type":"text"},{"key":"account_bank","value":"044","type":"text"},{"key":"account_name","value":"John Doe","description":"required string receive account name
\n","type":"text"},{"key":"amount","value":"100","description":"required numeric amount to transfer
\n","type":"text"},{"key":"transfer_mode","value":"bank","description":"required string transfer method (smart, bank or crypto)
\n","type":"text"},{"key":"currency","value":"NGN","description":"required string receiver currency
\n","type":"text"},{"key":"narration","value":"food","description":"This is the narration for the transfer e.g. payments for food.
\n","type":"text"},{"key":"callback_url","value":"https://dev.zupago.app:8086/test-dev/ccccc","description":"This will replace Webhooks url
\n","type":"text"},{"key":"reference","value":"MCH-11011","description":"This is a merchant's unique reference for the transfer,
\n","type":"text"}]},"url":"{{BASE_URL}}/api/m1/initiate-transfer","urlObject":{"path":["api","m1","initiate-transfer"],"host":["{{BASE_URL}}"],"query":[],"variable":[]}},"response":[{"id":"dda8cbeb-8f4f-4a8b-87d9-94e3f3d2851a","name":"Nigeria Naira Account","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer {{ZUPAGO_AUTH_TOKEN}}","type":"text","disabled":true},{"key":"Authorization","value":"Bearer {{ZUPAGO_AUTH_TOKEN_DEV}}","type":"text"}],"body":{"mode":"formdata","formdata":[{"key":"which_balance","value":"NGN","description":"required string which currency to debited","type":"text","contentType":""},{"key":"account","value":"0690000040","description":"required string receive account or account number ","type":"text"},{"key":"account_bank","value":"044","type":"text"},{"key":"account_name","value":"John Doe","description":"required string receive account name ","type":"text"},{"key":"amount","value":"1000","description":"required numeric amount to transfer","type":"text"},{"key":"transfer_mode","value":"bank","description":"required string transfer method (smart, bank or crypto)","type":"text"},{"key":"currency","value":"NGN","description":"required string receiver currency ","type":"text"},{"key":"narration","value":"food","description":"This is the narration for the transfer e.g. payments for food.","type":"text"},{"key":"callback_url","value":"https://dev.zupago.app:8086/test-dev/ccccc","description":"This will replace Webhooks url ","type":"text"},{"key":"reference","value":"MCH-11011","description":"This is a merchant's unique reference for the transfer,","type":"text"}]},"url":"{{BASE_URL}}/api/m1/initiate-transfer"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Server","value":"nginx/1.23.1"},{"key":"Content-Type","value":"application/json"},{"key":"Transfer-Encoding","value":"chunked"},{"key":"Connection","value":"keep-alive"},{"key":"X-Powered-By","value":"PHP/8.1.9"},{"key":"Cache-Control","value":"no-cache, private"},{"key":"Date","value":"Tue, 06 Sep 2022 13:01:49 GMT"},{"key":"X-RateLimit-Limit","value":"60"},{"key":"X-RateLimit-Remaining","value":"59"},{"key":"Access-Control-Allow-Origin","value":"*"},{"key":"X-Frame-Options","value":"SAMEORIGIN"},{"key":"X-XSS-Protection","value":"1; mode=block"},{"key":"X-Content-Type-Options","value":"nosniff"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"SUCCESS\",\n \"data\": {\n \"which_balance\": \"NGN\",\n \"amount\": 1000,\n \"account_name\": \"John Doe\",\n \"exchange_rate\": 1,\n \"exchange_amount\": 1000,\n \"account\": \"0690000040\",\n \"currency\": \"NGN\",\n \"zp_ref\": \"ZWB-9Mc6mPnoHz39\",\n \"fee\": 0,\n \"expires_in\": \"2022-09-06T13:16:49.172720Z\"\n },\n \"message\": \"Success\"\n}"}],"_postman_id":"b7ec06b7-2a79-4cc3-94cc-de0b4c65ed8c"},{"name":"GHS, UGX, ZMW & TZS Account","id":"54756f3e-844c-429d-8960-dd69fa12f99e","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"Bearer {{ZUPAGO_AUTH_TOKEN}}","type":"text"}],"body":{"mode":"formdata","formdata":[{"key":"which_balance","value":"NGN","description":"required string which currency to debited
\n","type":"text","contentType":""},{"key":"account","value":"0031625807099","description":"required string receive account or account number
\n","type":"text"},{"key":"destination_branch_code","value":"GH280103","type":"text"},{"key":"account_bank","value":"GH280100","type":"text"},{"key":"account_name","value":"John Doe","description":"required string receive account name
\n","type":"text"},{"key":"beneficiary_name","value":"John Doe","description":"required string receive account name
\n","type":"text"},{"key":"amount","value":"1000","description":"required numeric amount to transfer
\n","type":"text"},{"key":"transfer_mode","value":"bank","description":"required string transfer method (smart, bank or crypto)
\n","type":"text"},{"key":"currency","value":"GHS","description":"required string receiver currency
\n","type":"text"},{"key":"narration","value":"food","description":"This is the narration for the transfer e.g. payments for food.
\n","type":"text"},{"key":"callback_url","value":"https://dev.zupago.app:8086/test-dev/ccccc","description":"This will replace Webhooks url
\n","type":"text"},{"key":"reference","value":"MCH-11011","description":"This is a merchant's unique reference for the transfer,
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